*Membership eligibility is required. Rate and term are based on your credit qualifications. Floor rate is 2.99% APR. Maximum term would be 72 months for 2016-2019 models; 60 months for 2014-2015 models; 48 months for 2012-2013 models. Some credit scores may qualify for LTV ranging from 110-125%. $25.00 Loan Application fee. Must book directly through UAFCU in order to take advantage of special rate reduction offer and payment deferral. Interest will continue to accrue during deferral period, which shall not exceed 90 days. Offer and rate are subject to change without notice.